:root {
  --navy: #102a43;
  --navy-deep: #071b2c;
  --navy-soft: #183b5b;
  --gold: #c69a3b;
  --gold-light: #e0ba63;
  --gold-dark: #916b20;
  --cream: #f6f1e7;
  --warm-white: #fffcf7;
  --gray-light: #edf1f4;
  --gray: #56616b;
  --ink: #17212b;
  --whatsapp: #1fae55;
  --white: #ffffff;
  --error: #b42318;
  --success: #087a45;
  --border: rgba(16, 42, 67, 0.13);
  --shadow-sm: 0 12px 30px rgba(7, 27, 44, 0.08);
  --shadow-md: 0 24px 60px rgba(7, 27, 44, 0.13);
  --radius-sm: 12px;
  --radius: 20px;
  --radius-lg: 30px;
  --container: 1180px;
  --header-height: 86px;
  --font-display: "Playfair Display", Georgia, serif;
  --font-body: "DM Sans", Arial, sans-serif;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  scroll-padding-top: calc(var(--header-height) + 18px);
}

body {
  margin: 0;
  color: var(--ink);
  background: var(--warm-white);
  font-family: var(--font-body);
  font-size: 16px;
  line-height: 1.65;
  overflow-x: clip;
  -webkit-font-smoothing: antialiased;
}

body.menu-open,
body.modal-open {
  overflow: hidden;
}

img {
  display: block;
  max-width: 100%;
}

a {
  color: inherit;
  text-decoration: none;
}

button,
input,
textarea {
  font: inherit;
}

button,
a {
  -webkit-tap-highlight-color: transparent;
}

:focus-visible {
  outline: 3px solid var(--gold-light);
  outline-offset: 4px;
}

h1,
h2,
h3,
p {
  margin-top: 0;
}

h1,
h2,
h3 {
  color: var(--navy-deep);
  font-family: var(--font-display);
  line-height: 1.12;
}

h1 {
  margin-bottom: 24px;
  font-size: clamp(2.55rem, 5.2vw, 4.75rem);
  letter-spacing: -0.045em;
}

h1 em {
  position: relative;
  color: var(--gold-dark);
  font-style: normal;
  white-space: nowrap;
}

h1 em::after {
  position: absolute;
  right: 0;
  bottom: 1px;
  left: 0;
  height: 7px;
  border-radius: 999px;
  background: rgba(198, 154, 59, 0.18);
  content: "";
}

h2 {
  margin-bottom: 20px;
  font-size: clamp(2rem, 3.8vw, 3.4rem);
  letter-spacing: -0.035em;
}

h3 {
  font-size: 1.32rem;
}

.container {
  width: min(calc(100% - 40px), var(--container));
  margin-inline: auto;
}

.section {
  position: relative;
  padding-block: clamp(82px, 9vw, 132px);
}

.section-anchor {
  scroll-margin-top: calc(var(--header-height) + 18px);
}

.centered {
  text-align: center;
}

.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  margin: -1px;
  padding: 0;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

.skip-link {
  position: fixed;
  z-index: 2000;
  top: 12px;
  left: 16px;
  padding: 11px 18px;
  border-radius: 8px;
  color: var(--white);
  background: var(--navy-deep);
  transform: translateY(-160%);
  transition: transform 0.2s ease;
}

.skip-link:focus {
  transform: translateY(0);
}

.overline,
.eyebrow {
  margin-bottom: 14px;
  color: var(--gold-dark);
  font-size: 0.77rem;
  font-weight: 700;
  letter-spacing: 0.13em;
  text-transform: uppercase;
}

.overline-light {
  color: var(--gold-light);
}

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  padding: 8px 13px;
  border: 1px solid rgba(198, 154, 59, 0.28);
  border-radius: 999px;
  background: rgba(255, 252, 247, 0.74);
  letter-spacing: 0.065em;
  text-transform: none;
}

.section-heading {
  max-width: 690px;
  margin-bottom: 48px;
}

.section-heading.centered {
  margin-inline: auto;
}

.section-heading > p:last-child {
  margin-bottom: 0;
  color: var(--gray);
  font-size: 1.08rem;
}

.button {
  display: inline-flex;
  min-height: 50px;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 12px 21px;
  border: 1px solid transparent;
  border-radius: 11px;
  cursor: pointer;
  font-weight: 700;
  line-height: 1.25;
  text-align: center;
  transition: color 0.25s ease, background 0.25s ease, border-color 0.25s ease, transform 0.25s ease, box-shadow 0.25s ease;
}

.button:hover {
  transform: translateY(-2px);
}

.button-primary {
  color: var(--white);
  background: var(--navy-deep);
  box-shadow: 0 12px 24px rgba(7, 27, 44, 0.2);
}

.button-primary:hover {
  background: var(--navy);
  box-shadow: 0 15px 28px rgba(7, 27, 44, 0.25);
}

.button-large {
  min-height: 56px;
  padding-inline: 24px;
}

.button-ghost {
  border-color: var(--border);
  color: var(--navy-deep);
  background: rgba(255, 255, 255, 0.6);
}

.button-ghost:hover {
  border-color: rgba(198, 154, 59, 0.55);
  background: var(--white);
}

.button-gold {
  color: var(--navy-deep);
  background: var(--gold-light);
  box-shadow: 0 13px 30px rgba(198, 154, 59, 0.25);
}

.button-gold:hover {
  background: #efcb78;
}

.button-outline-light {
  border-color: rgba(255, 255, 255, 0.35);
  color: var(--white);
  background: rgba(255, 255, 255, 0.04);
}

.button-outline-light:hover {
  border-color: rgba(255, 255, 255, 0.7);
  background: rgba(255, 255, 255, 0.1);
}

.button-full {
  width: 100%;
}

.text-link {
  display: inline-flex;
  min-height: 46px;
  align-items: center;
  gap: 9px;
  color: var(--navy);
  font-weight: 700;
}

.text-link:hover,
.service-link:hover {
  color: var(--gold-dark);
}

.site-header {
  position: fixed;
  z-index: 1000;
  top: 0;
  right: 0;
  left: 0;
  height: var(--header-height);
  border-bottom: 1px solid transparent;
  background: rgba(255, 252, 247, 0.82);
  backdrop-filter: blur(18px);
  transition: height 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease;
}

.site-header.scrolled {
  height: 74px;
  border-color: var(--border);
  box-shadow: 0 8px 30px rgba(7, 27, 44, 0.08);
}

.header-inner {
  display: flex;
  height: 100%;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}

.brand {
  display: inline-flex;
  flex: 0 0 auto;
  align-items: center;
}

.brand img {
  width: 190px;
  height: auto;
}

.main-nav {
  display: flex;
  align-items: center;
  gap: clamp(12px, 1.35vw, 22px);
}

.nav-link {
  position: relative;
  display: inline-flex;
  min-height: 44px;
  align-items: center;
  color: #3e4a55;
  font-size: 0.9rem;
  font-weight: 600;
}

.nav-link::after {
  position: absolute;
  right: 0;
  bottom: 5px;
  left: 0;
  height: 2px;
  border-radius: 99px;
  background: var(--gold);
  content: "";
  transform: scaleX(0);
  transform-origin: center;
  transition: transform 0.2s ease;
}

.nav-link:hover,
.nav-link.active {
  color: var(--navy-deep);
}

.nav-link.active::after,
.nav-link:hover::after {
  transform: scaleX(1);
}

.nav-cta {
  min-height: 44px;
  padding: 9px 16px;
  font-size: 0.88rem;
}

.menu-toggle {
  display: none;
  width: 48px;
  height: 48px;
  padding: 11px;
  border: 1px solid var(--border);
  border-radius: 11px;
  background: var(--white);
  cursor: pointer;
}

.menu-toggle span {
  display: block;
  width: 100%;
  height: 2px;
  margin: 5px 0;
  border-radius: 99px;
  background: var(--navy-deep);
  transition: transform 0.25s ease, opacity 0.25s ease;
}

.menu-toggle[aria-expanded="true"] span:nth-child(1) {
  transform: translateY(7px) rotate(45deg);
}

.menu-toggle[aria-expanded="true"] span:nth-child(2) {
  opacity: 0;
}

.menu-toggle[aria-expanded="true"] span:nth-child(3) {
  transform: translateY(-7px) rotate(-45deg);
}

.hero {
  position: relative;
  min-height: 780px;
  padding: calc(var(--header-height) + 72px) 0 94px;
  overflow: hidden;
  background:
    linear-gradient(110deg, rgba(246, 241, 231, 0.52), rgba(255, 252, 247, 0) 48%),
    var(--warm-white);
}

.hero::before {
  position: absolute;
  inset: 0;
  opacity: 0.34;
  background-image: linear-gradient(rgba(16, 42, 67, 0.035) 1px, transparent 1px), linear-gradient(90deg, rgba(16, 42, 67, 0.035) 1px, transparent 1px);
  background-size: 48px 48px;
  mask-image: linear-gradient(to right, black, transparent 74%);
  content: "";
}

.hero-glow {
  position: absolute;
  border-radius: 50%;
  filter: blur(2px);
  pointer-events: none;
}

.hero-glow-one {
  top: 120px;
  right: -120px;
  width: 470px;
  height: 470px;
  background: rgba(198, 154, 59, 0.1);
}

.hero-glow-two {
  bottom: -180px;
  left: -120px;
  width: 440px;
  height: 440px;
  background: rgba(16, 42, 67, 0.06);
}

.hero-grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: minmax(0, 1.02fr) minmax(0, 0.98fr);
  align-items: center;
  gap: clamp(54px, 7vw, 100px);
}

.hero-copy {
  padding-top: 14px;
}

.hero-lead {
  max-width: 660px;
  margin-bottom: 14px;
  color: #3f4b56;
  font-size: clamp(1.06rem, 1.7vw, 1.2rem);
}

.hero-support {
  margin-bottom: 28px;
  color: var(--navy);
  font-weight: 700;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}

.hero-benefits {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 10px 24px;
  margin: 28px 0 0;
  padding: 0;
  list-style: none;
  color: var(--gray);
  font-size: 0.92rem;
}

.hero-benefits li {
  display: flex;
  align-items: flex-start;
  gap: 9px;
}

.hero-benefits i {
  display: grid;
  width: 20px;
  height: 20px;
  flex: 0 0 auto;
  margin-top: 2px;
  place-items: center;
  border-radius: 50%;
  color: var(--navy);
  background: rgba(198, 154, 59, 0.19);
  font-size: 0.62rem;
}

.hero-visual {
  position: relative;
  padding: 18px 8px 36px 24px;
}

.hero-visual::before {
  position: absolute;
  top: -15px;
  right: -48px;
  width: 78%;
  height: 75%;
  border-radius: 45% 55% 42% 58%;
  background: var(--cream);
  content: "";
}

.hero-image-wrap {
  position: relative;
  overflow: hidden;
  aspect-ratio: 0.88;
  border: 9px solid rgba(255, 255, 255, 0.82);
  border-radius: 43% 10% 37% 10%;
  background: var(--cream);
  box-shadow: var(--shadow-md);
}

.hero-image-wrap img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: 56% center;
}

.image-placeholder {
  position: absolute;
  right: 20px;
  bottom: 18px;
  display: none;
  padding: 6px 10px;
  border-radius: 7px;
  color: rgba(255, 255, 255, 0.88);
  background: rgba(7, 27, 44, 0.68);
  font-size: 0.68rem;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}

.image-fallback .image-placeholder {
  display: block;
}

.image-fallback {
  display: grid;
  min-height: 320px;
  place-items: center;
  background: linear-gradient(135deg, var(--cream), var(--gray-light));
}

.floating-card {
  position: absolute;
  z-index: 2;
  display: flex;
  min-width: 150px;
  padding: 14px 16px;
  border: 1px solid rgba(255, 255, 255, 0.62);
  border-radius: 15px;
  background: rgba(255, 255, 255, 0.91);
  box-shadow: var(--shadow-sm);
  backdrop-filter: blur(12px);
}

.floating-card-year {
  top: 11%;
  left: -20px;
  flex-direction: column;
}

.floating-card-year strong {
  color: var(--navy-deep);
  font-family: var(--font-display);
  font-size: 1.28rem;
}

.floating-card-year span,
.floating-card-brazil span span {
  color: var(--gray);
  font-size: 0.76rem;
}

.floating-card-brazil {
  right: -28px;
  bottom: 72px;
  align-items: center;
  gap: 12px;
}

.floating-card-brazil > i {
  display: grid;
  width: 40px;
  height: 40px;
  flex: 0 0 auto;
  place-items: center;
  border-radius: 50%;
  color: var(--gold-dark);
  background: var(--cream);
}

.floating-card-brazil span {
  display: flex;
  flex-direction: column;
  line-height: 1.35;
}

.hero-stamp {
  position: absolute;
  z-index: 2;
  top: 5px;
  right: -12px;
  display: grid;
  width: 60px;
  height: 60px;
  place-items: center;
  border: 5px solid var(--warm-white);
  border-radius: 50%;
  color: var(--navy-deep);
  background: var(--gold-light);
  box-shadow: var(--shadow-sm);
  font-size: 1.25rem;
}

.credibility {
  position: relative;
  z-index: 2;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  background: var(--navy-deep);
}

.credibility-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
}

.credibility article {
  display: flex;
  min-height: 142px;
  align-items: center;
  gap: 16px;
  padding: 28px 24px;
  border-right: 1px solid rgba(255, 255, 255, 0.1);
}

.credibility article:last-child {
  border-right: 0;
}

.credibility article > i {
  color: var(--gold-light);
  font-size: 1.5rem;
}

.credibility h2 {
  margin: 0 0 5px;
  color: var(--white);
  font-family: var(--font-body);
  font-size: 1rem;
  letter-spacing: 0;
}

.credibility p {
  margin: 0;
  color: rgba(255, 255, 255, 0.64);
  font-size: 0.79rem;
  line-height: 1.45;
}

.situations {
  background: var(--cream);
}

.situations::before {
  position: absolute;
  top: 60px;
  right: 5%;
  width: 180px;
  height: 180px;
  border: 1px solid rgba(198, 154, 59, 0.17);
  border-radius: 50%;
  content: "";
}

.situations-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 15px;
}

.situation-card {
  min-height: 212px;
  padding: 28px 23px;
  border: 1px solid rgba(16, 42, 67, 0.08);
  border-radius: var(--radius);
  background: rgba(255, 252, 247, 0.78);
  transition: transform 0.25s ease, border-color 0.25s ease, box-shadow 0.25s ease;
}

.situation-card:hover {
  border-color: rgba(198, 154, 59, 0.35);
  box-shadow: var(--shadow-sm);
  transform: translateY(-4px);
}

.situation-card > i {
  display: grid;
  width: 48px;
  height: 48px;
  margin-bottom: 27px;
  place-items: center;
  border-radius: 12px;
  color: var(--gold-dark);
  background: rgba(198, 154, 59, 0.13);
  font-size: 1.1rem;
}

.situation-card h3 {
  margin-bottom: 9px;
  font-size: 1.08rem;
}

.situation-card p {
  margin-bottom: 0;
  color: var(--gray);
  font-size: 0.88rem;
}

.section-cta {
  margin-top: 40px;
}

.section-cta p {
  color: var(--gray);
}

.services {
  background: var(--warm-white);
}

.services-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 22px;
}

.service-card {
  position: relative;
  display: flex;
  min-height: 355px;
  flex-direction: column;
  padding: 32px;
  overflow: hidden;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  background: var(--white);
  transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease;
}

.service-card::after {
  position: absolute;
  right: -45px;
  bottom: -55px;
  width: 150px;
  height: 150px;
  border: 1px solid rgba(198, 154, 59, 0.15);
  border-radius: 50%;
  content: "";
}

.service-card:hover {
  border-color: rgba(198, 154, 59, 0.34);
  box-shadow: var(--shadow-md);
  transform: translateY(-7px);
}

.icon-box {
  display: grid;
  width: 58px;
  height: 58px;
  margin-bottom: 32px;
  place-items: center;
  border-radius: 15px;
  color: var(--gold-dark);
  background: var(--cream);
  font-size: 1.3rem;
}

.card-number {
  position: absolute;
  top: 24px;
  right: 28px;
  color: rgba(7, 27, 44, 0.08);
  font-family: var(--font-display);
  font-size: 2.4rem;
  font-weight: 700;
}

.service-card h3 {
  margin-bottom: 13px;
  font-size: 1.38rem;
}

.service-card p {
  margin-bottom: 24px;
  color: var(--gray);
}

.service-link {
  position: relative;
  z-index: 1;
  display: inline-flex;
  min-height: 44px;
  align-items: center;
  gap: 9px;
  margin-top: auto;
  color: var(--navy);
  font-weight: 700;
}

.service-link i {
  transition: transform 0.2s ease;
}

.service-link:hover i {
  transform: translateX(4px);
}

.split-section {
  overflow: hidden;
}

.split-grid {
  display: grid;
  grid-template-columns: minmax(0, 0.92fr) minmax(0, 1.08fr);
  align-items: center;
  gap: clamp(54px, 8vw, 108px);
}

.split-reverse {
  grid-template-columns: minmax(0, 1.08fr) minmax(0, 0.92fr);
}

.split-copy .lead {
  color: var(--navy);
  font-size: 1.11rem;
  font-weight: 600;
}

.split-copy > p:not(.overline):not(.lead) {
  color: var(--gray);
}

.split-visual {
  position: relative;
}

.split-visual > img {
  width: 100%;
  aspect-ratio: 0.96;
  border-radius: var(--radius-lg);
  object-fit: cover;
  box-shadow: var(--shadow-md);
}

.about-guarantee .split-visual::before,
.company .split-visual::before {
  position: absolute;
  z-index: -1;
  top: -28px;
  left: -28px;
  width: 70%;
  height: 70%;
  border-radius: var(--radius-lg);
  background: var(--cream);
  content: "";
}

.visual-caption {
  position: absolute;
  right: -22px;
  bottom: 28px;
  display: flex;
  align-items: center;
  gap: 13px;
  padding: 15px 18px;
  border-radius: 14px;
  background: var(--white);
  box-shadow: var(--shadow-sm);
}

.visual-caption > i {
  display: grid;
  width: 40px;
  height: 40px;
  place-items: center;
  border-radius: 50%;
  color: var(--navy-deep);
  background: var(--gold-light);
}

.visual-caption span {
  display: flex;
  flex-direction: column;
  color: var(--gray);
  font-size: 0.79rem;
  line-height: 1.35;
}

.visual-caption strong {
  color: var(--navy-deep);
  font-size: 0.93rem;
}

.notice {
  display: flex;
  align-items: flex-start;
  gap: 13px;
  margin-top: 28px;
  padding: 18px 20px;
  border-left: 3px solid var(--gold);
  border-radius: 0 12px 12px 0;
  background: var(--cream);
}

.notice i {
  margin-top: 4px;
  color: var(--gold-dark);
}

.notice p {
  margin: 0;
  color: #4b5660;
  font-size: 0.9rem;
}

.guarantors {
  overflow: hidden;
  color: rgba(255, 255, 255, 0.74);
  background: var(--navy-deep);
}

.guarantors::after {
  position: absolute;
  right: -120px;
  bottom: -170px;
  width: 460px;
  height: 460px;
  border: 1px solid rgba(198, 154, 59, 0.18);
  border-radius: 50%;
  box-shadow: 0 0 0 60px rgba(198, 154, 59, 0.025), 0 0 0 120px rgba(198, 154, 59, 0.018);
  content: "";
}

.guarantors-grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: minmax(0, 0.85fr) minmax(0, 1.15fr);
  align-items: center;
  gap: clamp(50px, 8vw, 105px);
}

.guarantors .section-heading {
  margin: 0;
}

.guarantors h2 {
  color: var(--white);
}

.guarantors .section-heading > p:last-of-type {
  color: rgba(255, 255, 255, 0.66);
}

.document-seal {
  display: inline-flex;
  align-items: center;
  gap: 14px;
  margin-top: 28px;
  color: var(--gold-light);
  font-size: 0.8rem;
  line-height: 1.25;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}

.document-seal i {
  font-size: 2.5rem;
}

.criteria-card {
  padding: clamp(28px, 5vw, 48px);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: var(--radius-lg);
  background: rgba(255, 255, 255, 0.055);
  backdrop-filter: blur(8px);
}

.check-list {
  display: grid;
  gap: 18px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.check-list li {
  display: flex;
  align-items: flex-start;
  gap: 13px;
}

.check-list i,
.mini-list i {
  display: grid;
  width: 24px;
  height: 24px;
  flex: 0 0 auto;
  place-items: center;
  border-radius: 50%;
  color: var(--navy-deep);
  background: var(--gold-light);
  font-size: 0.68rem;
}

.criteria-note {
  margin: 26px 0 0;
  padding-top: 22px;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  color: rgba(255, 255, 255, 0.54);
  font-size: 0.86rem;
}

.process {
  background: var(--cream);
}

.timeline {
  position: relative;
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 34px;
  margin: 70px 0 46px;
  padding: 0;
  list-style: none;
}

.timeline::before {
  position: absolute;
  z-index: 0;
  top: 32px;
  right: 16%;
  left: 16%;
  height: 1px;
  background: rgba(198, 154, 59, 0.42);
  content: "";
}

.timeline-step {
  position: relative;
  z-index: 1;
  padding: 0 18px;
  text-align: center;
}

.step-icon {
  display: grid;
  width: 66px;
  height: 66px;
  margin: 0 auto 26px;
  place-items: center;
  border: 7px solid var(--cream);
  border-radius: 50%;
  color: var(--gold-dark);
  background: var(--white);
  box-shadow: 0 7px 22px rgba(7, 27, 44, 0.09);
  font-size: 1.18rem;
}

.step-number {
  position: absolute;
  top: -32px;
  left: calc(50% + 28px);
  color: var(--gold-dark);
  font-size: 0.74rem;
  font-weight: 700;
}

.timeline-step h3 {
  margin-bottom: 13px;
  font-size: 1.28rem;
}

.timeline-step p {
  margin: 0;
  color: var(--gray);
  font-size: 0.94rem;
}

.company {
  background: var(--warm-white);
}

.company .split-visual::before {
  top: auto;
  right: -28px;
  bottom: -28px;
  left: auto;
  background: var(--gray-light);
}

.company .split-visual > img {
  aspect-ratio: 0.9;
}

.brand-tile {
  position: absolute;
  bottom: 24px;
  left: -32px;
  display: grid;
  width: 112px;
  height: 112px;
  padding: 14px;
  place-items: center;
  border-radius: 20px;
  background: var(--white);
  box-shadow: var(--shadow-md);
}

.brand-tile img {
  width: 100%;
  height: 100%;
  object-fit: contain;
}

.company-facts {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px;
  margin: 30px 0 0;
}

.company-facts div {
  padding: 16px;
  border: 1px solid var(--border);
  border-radius: 12px;
  background: var(--white);
}

.company-facts dt {
  color: var(--gray);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}

.company-facts dd {
  margin: 2px 0 0;
  color: var(--navy-deep);
  font-weight: 700;
}

.differentiators {
  background: var(--gray-light);
}

.features-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 16px;
}

.feature-card {
  min-height: 235px;
  padding: 28px 24px;
  border: 1px solid rgba(16, 42, 67, 0.08);
  border-radius: var(--radius);
  background: rgba(255, 255, 255, 0.78);
  transition: transform 0.25s ease, box-shadow 0.25s ease;
}

.feature-card:hover {
  box-shadow: var(--shadow-sm);
  transform: translateY(-5px);
}

.feature-card > i {
  margin-bottom: 34px;
  color: var(--gold-dark);
  font-size: 1.45rem;
}

.feature-card h3 {
  margin-bottom: 10px;
  font-size: 1.13rem;
}

.feature-card p {
  margin: 0;
  color: var(--gray);
  font-size: 0.88rem;
}

.feature-highlight {
  border-color: var(--navy-deep);
  color: rgba(255, 255, 255, 0.68);
  background: var(--navy-deep);
}

.feature-highlight h3 {
  color: var(--white);
}

.feature-highlight p {
  color: rgba(255, 255, 255, 0.66);
}

.feature-highlight > i {
  color: var(--gold-light);
}

.payment {
  overflow: hidden;
  color: rgba(255, 255, 255, 0.73);
  background: var(--navy);
}

.payment::before {
  position: absolute;
  top: -200px;
  right: -100px;
  width: 500px;
  height: 500px;
  border-radius: 50%;
  background: rgba(198, 154, 59, 0.08);
  content: "";
}

.payment-grid {
  position: relative;
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 0.9fr);
  align-items: center;
  gap: 90px;
}

.payment .section-heading {
  margin: 0;
}

.payment h2 {
  color: var(--white);
}

.payment .section-heading > p:last-child {
  color: rgba(255, 255, 255, 0.65);
}

.payment-note {
  margin-bottom: 28px !important;
  padding-left: 18px;
  border-left: 2px solid var(--gold);
  font-size: 0.92rem !important;
}

.payment-methods {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px;
}

.payment-methods div {
  display: flex;
  min-height: 138px;
  flex-direction: column;
  justify-content: space-between;
  padding: 24px;
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: 18px;
  background: rgba(255, 255, 255, 0.055);
}

.payment-methods i {
  color: var(--gold-light);
  font-size: 1.45rem;
}

.payment-methods span {
  color: var(--white);
  font-weight: 700;
}

.testimonials {
  background: var(--warm-white);
}

.carousel {
  max-width: 820px;
  margin-inline: auto;
  touch-action: pan-y;
}

.carousel-viewport {
  overflow: hidden;
  border-radius: var(--radius-lg);
}

.carousel-track {
  display: flex;
  transition: transform 0.55s cubic-bezier(0.22, 1, 0.36, 1);
}

.testimonial-slide {
  position: relative;
  min-width: 100%;
  padding: clamp(34px, 6vw, 58px);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  background: var(--white);
  box-shadow: 0 18px 50px rgba(7, 27, 44, 0.07);
}

.testimonial-slide > .fa-quote-left {
  display: block;
  margin: 32px 0 20px;
  color: rgba(198, 154, 59, 0.35);
  font-size: 2.3rem;
}

.testimonial-slide > p {
  max-width: 650px;
  margin-bottom: 30px;
  color: var(--navy-deep);
  font-family: var(--font-display);
  font-size: clamp(1.25rem, 2.7vw, 1.72rem);
  line-height: 1.4;
}

.sample-badge {
  display: inline-flex;
  padding: 7px 10px;
  border-radius: 7px;
  color: #6d5621;
  background: #fff6dc;
  font-size: 0.72rem;
  font-weight: 700;
}

.testimonial-person {
  display: flex;
  align-items: center;
  gap: 13px;
}

.avatar-placeholder {
  display: grid;
  width: 48px;
  height: 48px;
  place-items: center;
  border-radius: 50%;
  color: rgba(16, 42, 67, 0.45);
  background: var(--gray-light);
}

.testimonial-person div {
  display: flex;
  flex-direction: column;
}

.testimonial-person strong {
  color: var(--navy-deep);
  font-size: 0.85rem;
}

.testimonial-person span {
  color: var(--gray);
  font-size: 0.75rem;
}

.carousel-controls {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 18px;
  margin-top: 24px;
}

.carousel-arrow {
  display: grid;
  width: 46px;
  height: 46px;
  padding: 0;
  place-items: center;
  border: 1px solid var(--border);
  border-radius: 50%;
  color: var(--navy-deep);
  background: var(--white);
  cursor: pointer;
  transition: color 0.2s ease, background 0.2s ease, transform 0.2s ease;
}

.carousel-arrow:hover {
  color: var(--white);
  background: var(--navy-deep);
  transform: scale(1.04);
}

.carousel-dots {
  display: flex;
  align-items: center;
  gap: 8px;
}

.carousel-dot {
  width: 9px;
  height: 9px;
  padding: 0;
  border: 0;
  border-radius: 99px;
  background: #bcc4ca;
  cursor: pointer;
  transition: width 0.2s ease, background 0.2s ease;
}

.carousel-dot.active {
  width: 27px;
  background: var(--gold-dark);
}

.faq {
  background: var(--cream);
}

.faq-grid {
  display: grid;
  grid-template-columns: minmax(0, 0.7fr) minmax(0, 1.3fr);
  align-items: start;
  gap: clamp(50px, 8vw, 110px);
}

.faq .section-heading {
  position: sticky;
  top: 120px;
  margin: 0;
}

.accordion {
  border-top: 1px solid rgba(16, 42, 67, 0.14);
}

.accordion-item {
  border-bottom: 1px solid rgba(16, 42, 67, 0.14);
}

.accordion-item h3 {
  margin: 0;
  font-family: var(--font-body);
}

.accordion-item button {
  display: flex;
  width: 100%;
  min-height: 78px;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  padding: 18px 3px;
  border: 0;
  color: var(--navy-deep);
  background: transparent;
  cursor: pointer;
  font-weight: 700;
  text-align: left;
}

.accordion-item button i {
  display: grid;
  width: 32px;
  height: 32px;
  flex: 0 0 auto;
  place-items: center;
  border-radius: 50%;
  color: var(--navy);
  background: rgba(16, 42, 67, 0.07);
  font-size: 0.78rem;
}

.accordion-item button[aria-expanded="true"] i {
  color: var(--navy-deep);
  background: var(--gold-light);
}

.accordion-panel {
  height: 0;
  overflow: hidden;
  transition: height 0.3s ease;
}

.accordion-panel[hidden] {
  display: none;
}

.accordion-panel > div {
  padding: 0 54px 24px 3px;
}

.accordion-panel p {
  margin: 0;
  color: var(--gray);
}

.final-cta {
  overflow: hidden;
  color: rgba(255, 255, 255, 0.72);
  background: var(--navy-deep);
}

.cta-lines {
  position: absolute;
  top: -25%;
  right: -2%;
  width: 520px;
  height: 520px;
  border: 1px solid rgba(198, 154, 59, 0.18);
  border-radius: 50%;
  box-shadow: 0 0 0 75px rgba(198, 154, 59, 0.03), 0 0 0 150px rgba(198, 154, 59, 0.018);
}

.final-cta-grid {
  position: relative;
  display: grid;
  grid-template-columns: minmax(0, 1.15fr) minmax(280px, 0.55fr);
  align-items: center;
  gap: 80px;
}

.final-cta h2 {
  max-width: 760px;
  color: var(--white);
}

.final-cta p {
  max-width: 730px;
  font-size: 1.08rem;
}

.final-cta strong {
  display: block;
  color: var(--white);
}

.cta-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 28px;
}

.cta-illustration {
  position: relative;
  display: grid;
  aspect-ratio: 1;
  place-items: center;
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: 50%;
  color: rgba(255, 255, 255, 0.13);
  background: rgba(255, 255, 255, 0.025);
  font-size: 8.5rem;
}

.key-line {
  position: absolute;
  right: 12%;
  bottom: 12%;
  display: grid;
  width: 74px;
  height: 74px;
  place-items: center;
  border: 5px solid var(--navy-deep);
  border-radius: 50%;
  color: var(--navy-deep);
  background: var(--gold-light);
  font-size: 1.5rem;
}

.national {
  background: var(--warm-white);
}

.national-grid {
  display: grid;
  grid-template-columns: minmax(0, 0.95fr) minmax(0, 1.05fr);
  align-items: center;
  gap: clamp(55px, 8vw, 110px);
}

.national .section-heading {
  margin: 0;
}

.national-visual {
  position: relative;
}

.network-map {
  position: relative;
  display: grid;
  aspect-ratio: 1.13;
  place-items: center;
  overflow: hidden;
  border-radius: var(--radius-lg);
  background: var(--cream);
}

.network-map::before {
  width: 55%;
  height: 70%;
  border: 1px solid rgba(16, 42, 67, 0.12);
  border-radius: 44% 56% 54% 46%;
  box-shadow: inset 0 0 60px rgba(198, 154, 59, 0.06);
  content: "";
  transform: rotate(-7deg);
}

.map-label {
  position: absolute;
  color: rgba(16, 42, 67, 0.1);
  font-family: var(--font-display);
  font-size: clamp(2.3rem, 7vw, 5rem);
  font-weight: 700;
  letter-spacing: 0.14em;
}

.node {
  position: absolute;
  z-index: 2;
  width: 13px;
  height: 13px;
  border: 3px solid var(--white);
  border-radius: 50%;
  background: var(--gold);
  box-shadow: 0 0 0 5px rgba(198, 154, 59, 0.15);
}

.node-1 { top: 23%; left: 47%; }
.node-2 { top: 42%; left: 66%; }
.node-3 { top: 54%; left: 43%; }
.node-4 { top: 69%; left: 56%; }
.node-5 { top: 38%; left: 31%; }

.network-line {
  position: absolute;
  z-index: 1;
  height: 1px;
  background: rgba(198, 154, 59, 0.5);
  transform-origin: left center;
}

.line-1 { top: 27%; left: 48%; width: 24%; transform: rotate(42deg); }
.line-2 { top: 54%; left: 43%; width: 26%; transform: rotate(-27deg); }
.line-3 { top: 40%; left: 31%; width: 30%; transform: rotate(30deg); }

.national-tag {
  position: absolute;
  right: -20px;
  bottom: 28px;
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 14px 17px;
  border-radius: 12px;
  color: var(--navy-deep);
  background: var(--white);
  box-shadow: var(--shadow-sm);
  font-size: 0.86rem;
  font-weight: 700;
}

.national-tag i {
  color: var(--gold-dark);
}

.mini-list {
  display: grid;
  gap: 12px;
  margin: 28px 0 0;
  padding: 0;
  list-style: none;
}

.mini-list li {
  display: flex;
  align-items: center;
  gap: 11px;
  color: var(--navy);
  font-weight: 600;
}

.contact {
  background: var(--gray-light);
}

.contact-grid {
  display: grid;
  grid-template-columns: minmax(0, 0.82fr) minmax(0, 1.18fr);
  align-items: start;
  gap: clamp(50px, 8vw, 100px);
}

.contact-info > p:not(.overline) {
  color: var(--gray);
}

.contact-info address {
  display: grid;
  gap: 12px;
  margin-top: 32px;
  font-style: normal;
}

.contact-row {
  display: flex;
  min-height: 61px;
  align-items: center;
  gap: 14px;
  padding: 10px 13px;
  border-radius: 12px;
  transition: background 0.2s ease;
}

a.contact-row:hover {
  background: rgba(255, 255, 255, 0.8);
}

.contact-row > i {
  display: grid;
  width: 42px;
  height: 42px;
  flex: 0 0 auto;
  place-items: center;
  border-radius: 11px;
  color: var(--gold-dark);
  background: var(--white);
}

.contact-row span {
  display: flex;
  flex-direction: column;
  color: var(--navy-deep);
  font-size: 0.94rem;
  font-weight: 700;
  overflow-wrap: anywhere;
}

.contact-row small {
  color: var(--gray);
  font-size: 0.7rem;
  font-weight: 500;
  letter-spacing: 0.05em;
  text-transform: uppercase;
}

.editable-data span {
  color: #7a5d1e;
  font-size: 0.78rem;
}

.contact-form {
  padding: clamp(28px, 5vw, 48px);
  border: 1px solid rgba(16, 42, 67, 0.08);
  border-radius: var(--radius-lg);
  background: var(--white);
  box-shadow: var(--shadow-md);
}

.form-heading {
  display: flex;
  align-items: center;
  gap: 15px;
  margin-bottom: 30px;
}

.form-heading > span {
  display: grid;
  width: 50px;
  height: 50px;
  flex: 0 0 auto;
  place-items: center;
  border-radius: 14px;
  color: var(--navy-deep);
  background: var(--gold-light);
}

.form-heading h3 {
  margin: 0 0 2px;
  font-size: 1.42rem;
}

.form-heading p {
  margin: 0;
  color: var(--gray);
  font-size: 0.81rem;
}

.form-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
}

.field {
  display: flex;
  min-width: 0;
  flex-direction: column;
}

.honeypot {
  position: absolute !important;
  left: -10000px !important;
  width: 1px !important;
  height: 1px !important;
  overflow: hidden !important;
}

.field-full {
  grid-column: 1 / -1;
}

.field label {
  margin-bottom: 7px;
  color: var(--navy-deep);
  font-size: 0.84rem;
  font-weight: 700;
}

.field label small {
  color: var(--gray);
  font-weight: 400;
}

.field input:not([type="checkbox"]),
.field textarea {
  width: 100%;
  border: 1px solid #ccd4da;
  border-radius: 10px;
  color: var(--ink);
  background: #fffefa;
  transition: border-color 0.2s ease, box-shadow 0.2s ease;
}

.field input:not([type="checkbox"]) {
  height: 50px;
  padding: 0 13px;
}

.field textarea {
  min-height: 130px;
  padding: 12px 13px;
  resize: vertical;
}

.field input:focus,
.field textarea:focus {
  border-color: var(--gold-dark);
  outline: none;
  box-shadow: 0 0 0 3px rgba(198, 154, 59, 0.16);
}

.field input[aria-invalid="true"],
.field textarea[aria-invalid="true"] {
  border-color: var(--error);
}

.field-error {
  min-height: 18px;
  margin-top: 3px;
  color: var(--error);
  font-size: 0.74rem;
}

.consent {
  display: grid;
  grid-template-columns: auto 1fr;
  align-items: start;
  gap: 10px;
}

.consent input {
  width: 19px;
  height: 19px;
  margin: 3px 0 0;
  accent-color: var(--navy);
}

.consent label {
  margin: 0;
  font-weight: 500;
}

.consent .field-error {
  grid-column: 2;
  margin-top: -9px;
}

.inline-button,
.footer-bottom button {
  padding: 0;
  border: 0;
  color: var(--navy);
  background: transparent;
  cursor: pointer;
  font-weight: 700;
  text-decoration: underline;
  text-underline-offset: 3px;
}

.form-status {
  min-height: 24px;
  margin: 12px 0;
  font-size: 0.85rem;
  font-weight: 600;
}

.form-status.error {
  color: var(--error);
}

.form-status.success {
  color: var(--success);
}

.form-alternative {
  margin: 14px 0 0;
  color: var(--gray);
  font-size: 0.8rem;
  text-align: center;
}

.form-alternative a {
  color: var(--navy);
  font-weight: 700;
  text-decoration: underline;
  text-underline-offset: 3px;
}

.site-footer {
  color: rgba(255, 255, 255, 0.65);
  background: #051522;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 0.8fr 1fr 1.2fr;
  gap: 54px;
  padding-block: 72px 52px;
}

.footer-brand img {
  width: 205px;
  height: auto;
  margin-bottom: 22px;
  filter: brightness(0) invert(1);
}

.footer-brand p {
  max-width: 330px;
  margin: 0;
  font-size: 0.88rem;
}

.site-footer h2 {
  margin-bottom: 22px;
  color: var(--white);
  font-family: var(--font-body);
  font-size: 0.88rem;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}

.site-footer ul {
  display: grid;
  gap: 10px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.site-footer li,
.site-footer a {
  font-size: 0.84rem;
}

.site-footer a:hover {
  color: var(--gold-light);
}

.footer-contact li,
.footer-contact a {
  display: flex;
  align-items: flex-start;
  gap: 9px;
  overflow-wrap: anywhere;
}

.footer-contact i {
  width: 14px;
  margin-top: 5px;
  color: var(--gold-light);
  text-align: center;
}

.footer-disclaimer {
  padding-block: 25px;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  color: rgba(255, 255, 255, 0.44);
  font-size: 0.76rem;
  text-align: center;
}

.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.08);
}

.footer-bottom .container {
  display: flex;
  min-height: 76px;
  align-items: center;
  justify-content: space-between;
  gap: 22px;
}

.footer-bottom p {
  margin: 0;
  font-size: 0.78rem;
}

.footer-bottom .container > div {
  display: flex;
  gap: 20px;
}

.footer-bottom button {
  color: rgba(255, 255, 255, 0.66);
  font-size: 0.78rem;
  text-decoration: none;
}

.footer-bottom button:hover {
  color: var(--gold-light);
}

.whatsapp-float {
  position: fixed;
  z-index: 850;
  right: 24px;
  bottom: 24px;
  display: inline-flex;
  min-height: 56px;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 12px 19px;
  border: 3px solid var(--warm-white);
  border-radius: 999px;
  color: var(--white);
  background: var(--whatsapp);
  box-shadow: 0 12px 30px rgba(13, 117, 59, 0.3);
  font-size: 0.9rem;
  font-weight: 700;
  transition: transform 0.25s ease, box-shadow 0.25s ease;
}

.whatsapp-float i {
  font-size: 1.4rem;
}

.whatsapp-float:hover {
  box-shadow: 0 16px 35px rgba(13, 117, 59, 0.38);
  transform: translateY(-3px);
}

.whatsapp-float.context-hidden {
  opacity: 0;
  pointer-events: none;
  transform: translateY(12px);
}

.whatsapp-float::after {
  position: absolute;
  right: 0;
  bottom: calc(100% + 9px);
  padding: 6px 9px;
  border-radius: 7px;
  color: var(--white);
  background: var(--navy-deep);
  content: attr(data-tooltip);
  font-size: 0.7rem;
  font-weight: 500;
  white-space: nowrap;
  opacity: 0;
  pointer-events: none;
  transform: translateY(4px);
  transition: opacity 0.2s ease, transform 0.2s ease;
}

.whatsapp-float:hover::after,
.whatsapp-float:focus-visible::after {
  opacity: 1;
  transform: translateY(0);
}

.back-to-top {
  position: fixed;
  z-index: 840;
  right: 32px;
  bottom: 95px;
  display: grid;
  width: 43px;
  height: 43px;
  padding: 0;
  place-items: center;
  border: 1px solid var(--border);
  border-radius: 50%;
  color: var(--navy-deep);
  background: var(--white);
  box-shadow: var(--shadow-sm);
  cursor: pointer;
  opacity: 0;
  pointer-events: none;
  transform: translateY(10px);
  transition: opacity 0.2s ease, transform 0.2s ease;
}

.back-to-top.visible {
  opacity: 1;
  pointer-events: auto;
  transform: translateY(0);
}

.modal {
  position: fixed;
  z-index: 1500;
  inset: 0;
  display: grid;
  padding: 20px;
  place-items: center;
}

.modal[hidden] {
  display: none;
}

.modal-backdrop {
  position: absolute;
  inset: 0;
  background: rgba(5, 21, 34, 0.76);
  backdrop-filter: blur(6px);
}

.modal-dialog {
  position: relative;
  z-index: 1;
  width: min(100%, 680px);
  max-height: calc(100vh - 40px);
  padding: clamp(30px, 6vw, 54px);
  overflow-y: auto;
  border-radius: var(--radius-lg);
  background: var(--warm-white);
  box-shadow: 0 30px 80px rgba(0, 0, 0, 0.28);
}

.modal-dialog h2 {
  padding-right: 30px;
}

.modal-dialog p:not(.overline) {
  color: var(--gray);
}

.modal-close {
  position: absolute;
  top: 20px;
  right: 20px;
  display: grid;
  width: 44px;
  height: 44px;
  padding: 0;
  place-items: center;
  border: 1px solid var(--border);
  border-radius: 50%;
  color: var(--navy-deep);
  background: var(--white);
  cursor: pointer;
}

.reveal {
  opacity: 0;
  transform: translateY(22px);
  transition: opacity 0.65s ease, transform 0.65s ease;
}

.reveal.is-visible {
  opacity: 1;
  transform: translateY(0);
}

@media (max-width: 1120px) {
  :root { --header-height: 78px; }

  .menu-toggle { display: block; }

  .main-nav {
    position: fixed;
    z-index: 1001;
    top: var(--header-height);
    right: 18px;
    display: flex;
    width: min(360px, calc(100vw - 36px));
    max-height: calc(100vh - var(--header-height) - 18px);
    flex-direction: column;
    align-items: stretch;
    gap: 2px;
    padding: 20px;
    overflow-y: auto;
    border: 1px solid var(--border);
    border-radius: 18px;
    background: rgba(255, 252, 247, 0.98);
    box-shadow: var(--shadow-md);
    opacity: 0;
    pointer-events: none;
    transform: translateY(-12px) scale(0.98);
    transform-origin: top right;
    transition: opacity 0.22s ease, transform 0.22s ease;
  }

  .main-nav.open {
    opacity: 1;
    pointer-events: auto;
    transform: translateY(0) scale(1);
  }

  .nav-link {
    padding-inline: 10px;
  }

  .nav-link::after { display: none; }
  .nav-link.active { color: var(--gold-dark); background: var(--cream); border-radius: 8px; }
  .nav-cta { margin-top: 10px; }

  .hero-grid { gap: 54px; }
  .hero-benefits { grid-template-columns: 1fr; }
  .credibility article { padding-inline: 16px; }
  .situations-grid, .features-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .payment-grid { gap: 50px; }
  .footer-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}

@media (max-width: 860px) {
  .hero { min-height: auto; padding-top: calc(var(--header-height) + 54px); }
  .hero-grid, .split-grid, .split-reverse, .guarantors-grid, .payment-grid, .faq-grid, .national-grid, .contact-grid, .final-cta-grid { grid-template-columns: 1fr; }
  .hero-copy { max-width: 720px; }
  .hero-visual { width: min(100%, 600px); margin-inline: auto; }
  .hero-image-wrap { aspect-ratio: 1.1; border-radius: 30% 8% 25% 8%; }
  .credibility-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .credibility article:nth-child(2) { border-right: 0; }
  .credibility article:nth-child(-n + 2) { border-bottom: 1px solid rgba(255,255,255,.1); }
  .services-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .split-visual { width: min(100%, 620px); margin-inline: auto; }
  .split-reverse .split-copy { order: 2; }
  .split-reverse .split-visual { order: 1; }
  .guarantors .section-heading { max-width: 650px; }
  .timeline { grid-template-columns: 1fr; gap: 0; margin-top: 38px; }
  .timeline::before { top: 0; bottom: 0; left: 32px; width: 1px; height: auto; }
  .timeline-step { min-height: 190px; padding: 0 0 38px 96px; text-align: left; }
  .step-icon { position: absolute; top: 0; left: 0; margin: 0; }
  .step-number { top: 14px; left: 70px; }
  .payment-methods { max-width: 620px; }
  .faq .section-heading { position: static; }
  .cta-illustration { display: none; }
  .national-visual { width: min(100%, 620px); }
}

@media (max-width: 640px) {
  :root { --header-height: 72px; }
  .container { width: min(calc(100% - 30px), var(--container)); }
  .section { padding-block: 76px; }
  .brand img { width: 160px; }
  .site-header.scrolled { height: 66px; }
  .main-nav { top: 70px; }
  .hero { padding-bottom: 74px; }
  .eyebrow { align-items: flex-start; border-radius: 12px; font-size: 0.68rem; }
  h1 { font-size: clamp(2.38rem, 12vw, 3.2rem); }
  h1 em { white-space: normal; }
  .hero-actions { flex-direction: column; }
  .hero-actions .button { width: 100%; }
  .hero-benefits { gap: 9px; }
  .hero-visual { padding: 8px 0 42px; }
  .hero-image-wrap { aspect-ratio: .9; border-width: 6px; border-radius: 28% 8% 24% 8%; }
  .floating-card { min-width: 130px; padding: 11px 12px; }
  .floating-card-year { top: 7%; left: -5px; }
  .floating-card-brazil { right: -4px; bottom: 36px; }
  .hero-stamp { top: -14px; right: 0; }
  .credibility-grid, .situations-grid, .services-grid, .features-grid, .footer-grid, .form-grid { grid-template-columns: 1fr; }
  .credibility article { min-height: 118px; border-right: 0; border-bottom: 1px solid rgba(255,255,255,.1); }
  .credibility article:last-child { border-bottom: 0; }
  .situation-card { min-height: 0; }
  .services-grid { gap: 14px; }
  .service-card { min-height: 0; padding: 27px; }
  .split-visual > img { aspect-ratio: .9; border-radius: 22px; }
  .visual-caption { right: 10px; bottom: 14px; }
  .brand-tile { bottom: 18px; left: -5px; width: 90px; height: 90px; }
  .company-facts, .payment-methods { grid-template-columns: 1fr; }
  .payment-methods div { min-height: 105px; }
  .testimonial-slide { padding: 28px 23px; }
  .accordion-item button { min-height: 72px; }
  .accordion-panel > div { padding-right: 4px; }
  .cta-actions { flex-direction: column; }
  .cta-actions .button { width: 100%; }
  .national-tag { right: 8px; bottom: 14px; }
  .contact-form { padding: 26px 20px; }
  .form-heading { align-items: flex-start; }
  .field-full { grid-column: auto; }
  .consent { grid-column: auto; }
  .footer-grid { gap: 38px; }
  .footer-bottom .container { flex-direction: column; justify-content: center; padding-block: 20px; text-align: center; }
  .whatsapp-float { right: 16px; bottom: 16px; width: 58px; height: 58px; padding: 0; border-radius: 50%; }
  .whatsapp-float span { display: none; }
  .back-to-top { right: 23px; bottom: 84px; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { scroll-behavior: auto !important; animation-duration: 0.01ms !important; animation-iteration-count: 1 !important; transition-duration: 0.01ms !important; }
  .reveal { opacity: 1; transform: none; }
}